How To Get a Medicare Advantage Plan

When deciding on a Medicare Advantage plan and whether it’s right for you, consider these steps.

What Is a Medicare Advantage Plan?

A Medicare Advantage plan, also known as Medicare Part C, is an alternative to Original Medicare offered by private insurance companies approved by Medicare. These plans combine Part A (hospital insurance) and Part B (medical insurance) and may include extra benefits like vision, dental, hearing, and prescription drug coverage.

Why Choose Medicare Advantage?

When deciding on a Medicare Advantage plan and whether it’s right for you, consider that it often offers more benefits than Original Medicare and may have lower out-of-pocket costs. Many plans also include prescription drug coverage, making it a convenient, all-in-one option.

Steps for How to Get Medicare Advantage Plan

• Check Your Eligibility – You must be enrolled in both Medicare Part A and Part B.
• Compare Plans – Review coverage, costs, provider networks, and extra benefits.
• Enroll During the Right Period – Sign up during your Initial Enrollment Period, Annual Enrollment Period, or a Special Enrollment Period if you qualify.
• Contact a Licensed Insurance Agent – You can enroll online or contact us by phone.

Helpful Tips for Choosing a Plan

• Verify that your preferred doctors and hospitals are in-network.
• Check if the plan includes your current prescriptions in its formulary.
• Review copayments, deductibles, and maximum out-of-pocket limits.
• Consider extra benefits like fitness memberships or telehealth services.