p

Medicare’s Annual Enrollment Period runs now through December 7th! Do you have the support you need? Get Help

888-338-0546
Find an Agent

Terms & Conditions

Last updated: September 24, 2025

Welcome to Anneta Insurance Solutions (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, annetainsurance.com (the “Site”), and any related services, tools, or content we provide. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site.

1. Use of the Site

  • The Site is provided for informational and business purposes only, primarily for licensed insurance agents, brokers, agencies, and other authorized users.
  • You agree not to use the Site for any unlawful purpose, to infringe upon intellectual property rights, or to interfere with the operation of the Site.

2. No Guarantee of Coverage or Results

  • Any information on this Site is general in nature and is not intended to provide legal, tax, financial, or insurance advice.
  • Availability of products and carrier contracts may vary by state, carrier, and licensing status. Nothing on the Site guarantees that you will qualify for specific products, coverage, or commission levels

3. Licensing and Compliance

  • Insurance products may only be sold by appropriately licensed and appointed agents or agencies.
  • It is your responsibility to maintain all required state licenses and certifications and to comply with all applicable federal and state laws, regulations, and carrier requirements.
  • We reserve the right to verify licensing status and to restrict or terminate Site access if compliance is not maintained.

4. Independent Agents, Agencies, and Downlines

  • Agents and agencies contracted through Anneta Insurance Solutions operate as independent contractors, not as employees, partners, or legal representatives of the Company.
  • We are not responsible for the acts, omissions, representations, or services of independent agents, agencies, or their downline representatives.
  • Each agent and agency is solely responsible for the accuracy of information they provide to clients, for maintaining required licenses, and for conducting business in compliance with applicable laws and carrier rules.
  • The Company does not guarantee the performance, suitability, or results of any agent or downline. All liability for client interactions, advice, and sales practices rests solely with the individual agent or agency.

5. Compensation & Commission

  • Commission payments are generally made directly by insurance carriers to the contracting agent or agency, subject to each carrier’s compensation schedule, rules, and policies.
  • Anneta Insurance Solutions does not guarantee the timing, amount, or eligibility of any commission payments. All commission arrangements are ultimately governed by the terms of the carrier agreement.
  • Agents are solely responsible for any chargebacks, adjustments, or recoveries imposed by carriers, including those arising from policy cancellations, rescissions, or client non-payment.
  • The Company is not liable for disputes between agents/agencies and carriers regarding compensation, bonuses, or incentives.
  • In instances where Anneta Insurance Solutions facilitates or processes payments, such payments will be made in accordance with the applicable carrier or override agreements, and may be subject to offsets for chargebacks or other contractual obligations.

6. Intellectual Property

  • All content on the Site, including but not limited to text, graphics, logos, images, videos, and software, is the property of Anneta Insurance Solutions or its licensors and is protected by intellectual property laws.
  • You may not reproduce, distribute, modify, or create derivative works from Site content without prior written permission.

7. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your information.

8. Third-Party Links

The Site may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of such third parties and do not endorse them. Accessing third-party sites is at your own risk.

9. Disclaimer of Warranties

  • The Site is provided “as is” and “as available” without warranties of any kind, express or implied.
  • We do not guarantee that the Site will be uninterrupted, error-free, or free from viruses or harmful components.
  • We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

To the fullest extent permitted by law, Anneta Insurance Solutions and its officers, directors, employees, affiliates, and partners will not be liable for any damages, whether direct, indirect, incidental, special, consequential, or punitive, arising out of your use of or inability to use the Site.

11. Indemnification

You agree to indemnify, defend, and hold harmless Anneta Insurance Solutions and its affiliates from any claims, liabilities, damages, judgments, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of your use of the Site or violation of these Terms.

12. Changes to Terms

We reserve the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting to the Site. Your continued use of the Site after such changes constitutes acceptance of the updated Terms.

13. Contact Us

If you have any questions about these Terms, please contact us at:
Anneta Insurance Solutions
529 E Valley Blvd # 188B, San Gabriel, CA 91776
info@annetainsurance.com
(888) 338-0546